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I-864: Joint Sponsor vs Gifted Assets?

(CR1 from Canada, moved to NVC last week)

My potential joint sponsor is hesitant around possible lifetime commitment to the government and is instead considering gifting me enough assets that I could stand on my own. I have dug through the sub for some specifics on this, but my main questions are:

  1. Will this seem shady? Or is my money is my money and USCIS/NVC won’t care how I got it (legally)?

  2. Could I transfer this sponsor my money back once we’re approved or will that mess us up at the ROC stage? The only reason I don’t make enough now is bc I’ve been in grad school so I anticipate making enough in the coming years (starting with 2021).

  3. Am I correct that I would need 3x the difference between my most recent annual income and that 125% poverty level amount (21,500 ish?) in order for it to work?

  4. If we go this route, should I look into a lawyer just to make sure everything looks good? Joint sponsor is also willing to fund this.

submitted by /u/sacowo17
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source https://www.reddit.com/r/immigration/comments/k3zma0/i864_joint_sponsor_vs_gifted_assets/
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